Our goal is to invest client assets consistent with your personal financial goals while respecting what the capital markets are telling us. Markets do not yield returns just because you happen to need them or you have the money to invest today. Just as you check the weather before making outdoor plans, you want to invest when the odds are in your favor. Aligning client assets with the prevailing direction of capital markets drives our money management programs.
Our clients maintain accounts with Charles Schwab & Co., the leading broker for serious investors. We primarily select mutual funds and exchange-traded products to implement our strategies. Clients have full online access to their accounts at all times as well as a dedicated Schwab service center.
Our strategies vary in specific approach but are generally considered to be actively managed as opposed to buy and hold. We seek to generate positive absolute returns through varying market climates. We manage risk through the selection of specific investments, by diversification across asset classes, and by our willingness to use cash in times of market uncertainty and stress. Our strategies typically generate short term, rather, than long-term returns.